Mortgage Center
Mortgages Made Easy
Buying or building a home is one of the most important decisions you will ever make. Tioga State Bank is here to help you every step of the way. We make decisions locally so you have answers quickly.
Whether you are a first time home buyer, upgrading, downsizing, or building a new home, Tioga State Bank is ready to help you with a fixed rate or adjustable rate mortgage, a first time home buyer mortgage, construction mortgage, or mortgage for a manufactured home or investment property.
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Bobbie Jo Buiniskis
Mortgage Originator
Bobbie first joined Tioga State Bank in 2018 and has been a
part of the mortgage origination team for over 2 years. With her past
experience as a Real Estate Paralegal and Real Estate Salesperson, she is
always available to customers as their point of contact helping guide them
through the complex process. From start to finish, Bobbie works with them
throughout every step of the mortgage origination process.
Bobbie serves customers in the Southern Tier of New York and
the Northern Tier of Pennsylvania. She is available to meet her customers at
her office at the Tioga State Bank Waverly Office or at a location convenient
to them.
Click here for a list of TSB’s mortgage fees
To request information or report an error relating to the servicing of your mortgage loan please send a written request to Tioga State Bank, Attn: Mortgage Department, 1 Main Street, PO Box 386, Spencer NY 14883 and include your name, loan number, property address and a statement of either the information you are requesting or the error you believe has occurred. You may also call our Customer Service Center at 1-888-303-4872.
Complaints and requests for further information about Tioga State Bank may be submitted to the New York State Department of Financial Services Consumer Assistance Unit at 1-800-342-3736 or by visiting the department’s website at www.dfs.ny.gov.
